Crossborder
How Cross-Border Payouts Trap Working Capital
A payout corridor is a balance sheet before it is a payment rail. Prefunding, buffers, and settlement calendars decide how much cash a company immobilizes to pay reliably, and who carries it.
John Soriano
Head of Marketing @ PayMongo (YC S19) Growth hobbyist and cat dad
Crossborder
How Stablecoins Move Money Across Borders
Stablecoins can make the cross-border settlement leg faster and more programmable, while USD funding, FX conversion, PHP liquidity, compliance, local payout, and beneficiary-account credit remain essential parts of delivering money across borders.
News
QR Ph now accepts Alipay+ partner wallets
Alipay+ just connected to QR Ph, giving 2.5 million Philippine merchants access to cross-border wallet payments through the QR codes they already use.
Crossborder
Why Cross-Border Payments Take So Long
Why a cross-border payout can take days: the hidden work of funding, FX, correspondent banks, local rails, reconciliation, and exceptions.
Essay
What I Learned at Stripe Tour Singapore 2026
The real opportunity is not a new financial universe; it is a better settlement layer between familiar fiat endpoints—one that reduces the exception tax of cross-border payments: delays, FX leakage, prefunding, reconciliation, and capital trapped in transit.
AI
What the Slop Backlash Actually Shows
A close read of the AI-slop backlash data shows most of what marketing leaders are being told to do about it outruns the evidence — except one part.
Philippines
The Ghost in the Ledger: The Philippines' Flood Money, One Year Later
A second look at the ₱556 billion question: what changed when the accountability we asked for actually arrived.
QR Ph, Direct Debit PH, and the ₱500,000 Limit: A Straight Answer for Operators and SMEs
BSP's own FAQ says the QR Ph rebrand changed nothing technical. Most of the coverage said the opposite. Here is what actually changed, and what it means depending on whether you collect payments or build the rails.
Governance
Southeast Asian investors now underwrite governance before they price growth.
After eFishery, Southeast Asian investors underwrite governance before growth. A founder's checklist by funding stage for raising in 2026.
For the First Time, Philippine SMEs Can Get Business Payment Cards Without a Bank Account
Mastercard, PayMongo, and Paymentology launch a Virtual Prepaid Card with business functions, giving Filipino SMEs instant access to spend management tools without a bank account.
Fintech
Which financial product your software company should launch first
Wallet, card, checkout, or passthrough capital — your first financial product is determined by how deep your customer relationship is and who controls the payment data today.
Embedded Finance
How Grab, Sea, and GoTo really make their money
Grab is still only at 9% financial-services revenue, but the pattern across Sea, GoTo, and Maya is clear: once the audience is built, the wallet line is the one that quietly takes over the P&L.