Technology
How Southeast Asia's super apps turned financial data into the new collateral — and what it means for millions caught in an invisible web of digital dependency
BNPL
No credit card? No problem. In the Philippines, millions buy phones, groceries—even tuition—through Buy Now, Pay Later apps. For some it’s financial inclusion, for others a debt trap. BNPL is reshaping how Filipinos borrow and spend.
Southeast Asia
Southeast Asia’s is starting a revolution towards API-first design. From open banking to serverless computing, the region’s companies are rebuilding their tech stacks from the ground up. Infrastructure is shaping the next decade of growth.
News
BSP’s e-wallet gambling controls signal regulatory maturity in ASEAN fintech. By requiring separate gambling accounts & ₱300M capital minimums rather than blanket bans, Philippines creates template for balancing innovation with social harm prevention.
Digest
Southeast Asia’s startup funding hit $2B in H1 2025, up 7% YoY, but capital flows have shifted. Late-stage deals surged 140% as seed funding halved, with Singapore taking 92% of the pie. Fintech, AI, and climate tech dominate—profitability and capital efficiency now lead investor priorities.
Technology
Late-stage funding in SEA surged 140% in H1 2025 while seed deals collapsed, signaling a new investor playbook: fund scalable, regulation-aligned infrastructure, not unproven ideas. The region’s capital is no longer chasing hype—it’s backing execution.
Technology
Southeast Asia’s biggest platforms are becoming fintech companies—without the licenses. Thanks to BaaS and embedded finance APIs, financial services are now being built directly into rides, checkouts, and SaaS tools across the region.
Technology
Southeast Asia is building the world’s most advanced cross-border payment network—using QR codes. Real-time, local-currency settlement is already live across 5 countries, quietly redefining how money moves in the region.
Technology
Fintech in Southeast Asia can’t scale without trust—and that starts with digital identity. From Singapore’s SGFinDex to Indonesia’s eKYC evolution, here’s how the region is racing to build fast, secure, and interoperable ID infrastructure.
Technology
The next wave of fintech in Southeast Asia won’t come from super apps—it’ll come from the APIs, rails, and middleware powering them. Here’s why infrastructure is where the real growth, scale, and defensibility now live.